Introduction: Why NRIs Choose Bajaj Guaranteed Plans
For NRIs looking for safe, risk-free investment options in India, Bajaj Guaranteed Return Plans are a preferred choice. These plans offer assured returns, flexible payouts, and long-term financial security, making them ideal for retirement, wealth accumulation, and legacy creation.
Whether you are planning to retire in India, secure your family’s future, or create a steady monthly income, Bajaj guaranteed plans provide an attractive combination of safety and growth.
Start your Bajaj Guaranteed Plan today: WhatsApp: wa.me/8517125619
Key Benefits of Bajaj Guaranteed Return Plans for NRIs
1. Risk-Free Wealth Growth
- Capital is protected against market volatility.
- Ideal for NRIs seeking stable, predictable returns.
2. Guaranteed Returns
- Fixed interest and maturity amounts ensure long-term wealth accumulation.
- Inflation-adjusted options available in certain plans.
3. Flexible Payout Options
- Choose monthly, quarterly, or annual income.
- Lump-sum maturity or pension options for retirement.
4. Life Cover and Family Security
- Nominee benefits secure the family’s future.
- Optional life insurance cover provides extra peace of mind.
5. Tax Efficiency
- Certain plans allow Section 80C deductions.
- NRE/NRO compliance ensures repatriation of funds for NRIs.
Expected ROI on Bajaj Guaranteed Plans
| Plan Type | Tenure | Expected ROI | Notes |
|---|---|---|---|
| Guaranteed Wealth Plan | 10 years | 5–6% p.a. | Risk-free, suitable for medium-term corpus |
| Retirement Income Plan | 20 years | 6–7% p.a. | Monthly pension option available |
| Long-Term Savings Plan | 25–30 years | 6–8% p.a. | Ideal for HNIs & legacy planning |
ROI may vary depending on plan type, premiums, and tenure chosen.
Maturity Examples for NRIs
Example 1: 10-Year Investment
- Investment: ₹25 lakh (~AED 11 lakh)
- Tenure: 10 years
- Expected Corpus: ₹40–42 lakh
- Monthly Pension: ₹50,000 (if opted)
Example 2: 20-Year Retirement Plan
- Investment: ₹50 lakh (~AED 22 lakh)
- Tenure: 20 years
- Expected Corpus: ₹1.2–1.5 Crore
- Monthly Pension: ₹1 Lakh
Example 3: 30-Year Long-Term Plan
- Investment: ₹50 lakh (~AED 22 lakh)
- Tenure: 30 years
- Expected Corpus: ₹3–4 Crore
- Monthly Pension: ₹1.5–2 Lakh
Combining multiple plans can secure monthly income, long-term growth, and legacy for family.
Why NRIs Prefer Bajaj Plans Over Bank FDs
| Feature | Bajaj Guaranteed Plans | Bank FDs |
|---|---|---|
| Return | 5–8% p.a. | 3–6% p.a. |
| Risk | Risk-free | Safe but low returns |
| Payout Options | Monthly / Annual / Lump-sum | Only lump-sum maturity |
| Life Cover | Optional | Not available |
| Tax Benefits | Yes (80C) | Limited |
Bajaj plans provide better returns and flexible options, making them ideal for NRIs.
Tips for NRIs Investing in Bajaj Guaranteed Plans
- Start Early: Maximize compounding over 10–30 years.
- Choose Tenure Wisely: Align with retirement or financial goals.
- Nominate Beneficiaries: Secure family’s financial future.
- Diversify Portfolio: Include some growth assets for balanced wealth.
- Review Regularly: Adjust premium or plan type according to life changes and inflation.
Conclusion – Secure Risk-Free Wealth with Bajaj
Bajaj Guaranteed Return Plans offer NRIs:
- Risk-free growth of wealth
- Monthly income or pension options
- Long-term financial security
- Legacy planning for family
Start your risk-free investment journey now: WhatsApp: wa.me/8517125619