Introduction: Secure Your Golden Years
For NRIs, retirement planning is not just about saving, it’s about ensuring a stress-free lifestyle and family security. While many rely on bank FDs or mutual funds, market risks and currency fluctuations can affect your corpus.
A guaranteed pension plan offers fixed monthly income, helping you maintain your lifestyle and luxury, without worrying about market volatility.
Take the first step now: WhatsApp: wa.me/8517125619
Why NRIs Need a Guaranteed Monthly Pension
- Predictable Cash Flow: Monthly pension ensures consistent income for living expenses.
- Protection Against Inflation: Certain plans offer returns that beat traditional bank FDs.
- Currency Security: Payments and corpus in INR avoid AED/USD volatility for Gulf NRIs.
- Family Security: Many plans include nominee benefits and life cover.
- Peace of Mind: Enjoy retirement without financial stress.
What is a Guaranteed Pension Plan?
A Guaranteed Pension Plan is a financial product designed to provide:
- Fixed monthly income after retirement
- Capital protection of invested premiums
- Life insurance coverage (optional)
- Flexible payout options (monthly, quarterly, or annual)
- Legacy benefits for family
Unlike mutual funds, your principal and returns are fully secured.
How NRIs Can Build ₹1 Lakh Monthly Pension
| Step | Action | Example (₹) | Comments |
|---|---|---|---|
| 1 | Choose a reliable provider | Bajaj Guaranteed Pension Plan | Trusted for 30+ years |
| 2 | Decide premium & policy term | ₹50,000/month for 20 years | Adjust as per retirement goal |
| 3 | Select payout option | Monthly pension | ₹1 Lakh per month at retirement |
| 4 | Fund via NRE/NRO account | Easy international transfer | Tax-efficient for NRIs |
| 5 | Nominate beneficiaries | Family | Ensures legacy protection |
Illustrative Example:
Invest ₹50 lakh (~AED 22 lakh) over 20 years in Bajaj Guaranteed Pension Plan → Receive ₹1 Lakh monthly pension (~AED 44,000) after retirement, along with maturity corpus and life cover.
Take action today: WhatsApp: wa.me/8517125619
FD vs Guaranteed Pension Plan – Why Bajaj Wins
| Feature | Bank FD | Mutual Fund | Bajaj Guaranteed Pension Plan |
|---|---|---|---|
| Principal Safety | ✔ | ❌ | ✔ |
| Assured Returns | ✔ | ❌ | ✔ |
| Monthly Pension | ❌ | ❌ | ✔ |
| Tax Benefits | Limited | Moderate | Yes (80C) |
| Nominee & Legacy | ❌ | ❌ | ✔ |
| Inflation Protection | ❌ | ❌ | Moderate |
Insight: For a predictable ₹1 Lakh/month, traditional FDs or mutual funds may fall short due to low interest or market risk. Guaranteed plans secure your lifestyle without surprises.
NRI Tax Benefits & Compliance
- NRE/NRO Accounts: Pay premiums from NRE for tax-free growth in India.
- Section 80C Benefits: Eligible for up to ₹1.5 lakh tax deduction annually.
- FEMA & RBI Compliance: Fully legal and repatriable.
- Nominee Protection: Pension and corpus go directly to family.
Step-by-Step Guide for NRIs
- Evaluate your retirement goal (₹1 Lakh/month).
- Choose Bajaj Guaranteed Pension Plan.
- Decide premium and policy term (10–30 years).
- Fund via NRE/NRO account.
- Nominate family members.
- Track policy online via secure NRI portal.
Who Should Choose This Plan
- Gulf Professionals & HNIs: Doctors, Engineers, Executives, Business Owners
- NRIs Seeking Security: Want fixed income after retirement
- Family-Oriented Investors: Protect spouse and children
- Long-Term Planners: 20–30 year horizon
Conclusion – Retire With Confidence
Your golden years deserve stability, luxury, and peace of mind. With a Bajaj Guaranteed Pension Plan, you can:
- Build ₹1 Lakh/month income
- Protect your capital and family
- Avoid market risks and currency fluctuations
- Enjoy financial freedom and luxury lifestyle
Secure your guaranteed monthly pension today:
WhatsApp: wa.me/8517125619